[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bardi.cz\/nikdo-nema-financni-jistotu\/#Article","mainEntityOfPage":"https:\/\/www.bardi.cz\/nikdo-nema-financni-jistotu\/","headline":"Nikdo nem\u00e1 finan\u010dn\u00ed jistotu","name":"Nikdo nem\u00e1 finan\u010dn\u00ed jistotu","description":"Pen\u00edze u n\u00e1s chceme m\u00edt v\u0161ichni. A li\u0161\u00edme se jedin\u011b v tom, jak\u00fdmi cestami se dob\u00edr\u00e1me k jejich z\u00edsk\u00e1n\u00ed. N\u011bkdo pracuje jako n\u011b\u010d\u00ed zam\u011bstnanec, zat\u00edmco n\u011bkdo podnik\u00e1. A mezi t\u011bmito dv\u011bma kategoriemi v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00fdch lid\u00ed je z\u00e1sadn\u00ed rozd\u00edl v tom, \u017ee zat\u00edmco zam\u011bstnanci maj\u00ed sv\u00e9 jist\u00e9 a nemus\u00ed si s chodem firmy, v n\u00ed\u017e pracuj\u00ed,<em class=\"excrpt-more\"><a href=\"https:\/\/www.bardi.cz\/nikdo-nema-financni-jistotu\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Nikdo nem\u00e1 finan\u010dn\u00ed jistotu<\/span><\/a><\/em>","datePublished":"2022-04-03","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.bardi.cz\/author\/#Person","name":"","url":"https:\/\/www.bardi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bardi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bardi.cz\/wp-content\/uploads\/nakreslen%C3%A9%20pe%C3%ADze.png","url":"https:\/\/www.bardi.cz\/wp-content\/uploads\/nakreslen%C3%A9%20pe%C3%ADze.png","height":0,"width":0},"url":"https:\/\/www.bardi.cz\/nikdo-nema-financni-jistotu\/","about":["Finance"],"wordCount":430,"articleBody":"   Pen\u00edze u n\u00e1s chceme m\u00edt v\u0161ichni. A li\u0161\u00edme se jedin\u011b v tom, jak\u00fdmi cestami se dob\u00edr\u00e1me k jejich z\u00edsk\u00e1n\u00ed. N\u011bkdo pracuje jako n\u011b\u010d\u00ed zam\u011bstnanec, zat\u00edmco n\u011bkdo podnik\u00e1. A mezi t\u011bmito dv\u011bma kategoriemi v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00fdch lid\u00ed je z\u00e1sadn\u00ed rozd\u00edl v tom, \u017ee zat\u00edmco zam\u011bstnanci maj\u00ed sv\u00e9 jist\u00e9 a nemus\u00ed si s chodem firmy, v n\u00ed\u017e pracuj\u00ed, nijak l\u00e1mat hlavu, u soukromn\u00edk\u016f je tomu naopak. Podnikatel\u00e9 nemaj\u00ed nikdy \u017e\u00e1dn\u00e9 pen\u00edze jist\u00e9, a je jenom na nich, zda si jich vyd\u011blaj\u00ed spoustu, dost nebo m\u00e1lo.A kdy\u017e si soukrom\u011b podnikaj\u00edc\u00ed lid\u00e9 nevyd\u011blaj\u00ed tolik, kolik by si pot\u0159ebovali vyd\u011blat, a kv\u016fli tomu se dostanou do finan\u010dn\u00edch probl\u00e9m\u016f? Pak to mus\u00ed n\u011bjak napravit. A pokud si nedok\u00e1\u017eou vyd\u011blat dal\u0161\u00ed pen\u00edze tak rychle, jak by to bylo t\u0159eba, m\u016f\u017ee je zachr\u00e1nit t\u0159eba u\u017e i jenom p\u016fj\u010dka.Ale nemyslete si, \u017ee se podnikatel v nez\u00e1vid\u011bn\u00edhodn\u00e9 situaci jednodu\u0161e obr\u00e1t\u00ed na banku, \u0159ekne si o tolik pen\u011bz, kolik by jich pot\u0159eboval, a bankovn\u00ed \u00fa\u0159edn\u00edci mu je hned daj\u00ed k dispozici. To je ryz\u00ed utopie, tak to nechod\u00ed a ani nikdy nechodilo.Kdy\u017e chce n\u011bkdo p\u016fj\u010dit na sv\u00e9 podnik\u00e1n\u00ed, mus\u00ed v prvn\u00ed \u0159ad\u011b dok\u00e1zat, \u017ee takto vznikl\u00fd dluh dok\u00e1\u017ee spl\u00e1cet a podle dohody nakonec i s \u00faroky a poplatky vyrovnat. Na n\u011bjak\u00e9 to \u010destn\u00e9 slovo u\u017e se u n\u00e1s d\u00e1vno nikde nep\u016fj\u010duje.Ale kdy\u017e zav\u00edt\u00e1 podnikatel s ekonomick\u00fdmi probl\u00e9my do banky, \u010dasto tuto nep\u0159esv\u011bd\u010d\u00ed o sv\u00e9 bonit\u011b. Jakmile m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce nebo jin\u00e9 obt\u00ed\u017ee, je po nad\u011bj\u00edch na z\u00edsk\u00e1n\u00ed jak\u00e9koliv bankovn\u00ed p\u016fj\u010dky.A pak soukrom\u00e9 podnikatele a OSV\u010c zachra\u0148uje hypot\u00e9ka pro podnikatele Nebankovn\u00ed hypot\u00e9ky, kter\u00e1 se d\u00e1 z\u00edskat v\u00fdrazn\u011b snadn\u011bji u nebankovn\u00ed spole\u010dnosti. Kdy\u017e toti\u017e projev\u00ed podnikatel z\u00e1jem pr\u00e1v\u011b o tuto p\u016fj\u010dku, m\u00e1 to dobr\u00e9 v tom, \u017ee se nemus\u00ed v\u00fd\u0161e zm\u00edn\u011bn\u00fdch probl\u00e9m\u016f b\u00e1t. Kdy\u017e m\u00e1 n\u011bjakou nemovitost, kterou by tu mohl d\u00e1t do z\u00e1stavy, p\u016fj\u010dku bez probl\u00e9m\u016f dostane. A m\u016f\u017ee t\u00edm sv\u00e9mu podnik\u00e1n\u00ed prosp\u011bt nebo ho i vysloven\u011b spasit.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nikdo nem\u00e1 finan\u010dn\u00ed jistotu","item":"https:\/\/www.bardi.cz\/nikdo-nema-financni-jistotu\/#breadcrumbitem"}]}]